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By: Jean T. Wangard, CFA Executive Vice President Wangard Investment Consulting Newly introduced individual 401k and reengineered solo defined benefit plans have the potential to dramatically change the retirement plan landscape, and the trend toward their use has just begun. Investment management firms and banks need to take note as these programs are positioned to dramatically increase the amount of individual’s tax deferred wealth and shift the type of vehicle used to do it. While these programs are an immediate offshoot from tax law changes back in 2001, which increased deductible limits of retirement plan contributions to 100% of income, implementation is now just picking up. We believe ... Read the rest
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