The Gift of Time

My husband, Danny, and I have been together for 31 years.  We have two children – a boy (a man, now), and a girl (a young woman).  Our baby just turned 20 this past weekend.  Holy cow.  I guess I can’t call them babies anymore. As I think back on their childhoods – all the…

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Where is FACT Social Media

We at FACT want you to utilize your FACT Membership in all aspects! We are constantly using the size of our membership to negotiate the best benefits for your needs. You’ve already found a great spot here on our blog to stay up-to-date on FACT, but we encourage you to follow along on our other…

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Shredding the Past

Wise counselors advise us to let go of the past, but there are records that you need to keep! What can you shred and what documents should you retain? When can you dispose of receipts, cancelled checks, etc.? There are tax and medical records, and various other records that can make your life easier if…

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Blog Reverse Mortgages

If you think reverse mortgages are just the last resort income source for desperate retirees, think again! In the past, reverse mortgages were the fodder for late night TV commercials and garnered a bad reputation. Now, with recent changes to federal rules governing reverse mortgages, they have become part of retirement income strategy for middle-class…

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