FACT wishes you a joyous holiday season as we reach the end of 2019 and leap into a new year and new decade!

Here are a few year-end tips:

​• Are you planning a visit to family or friends out of the country?it’s always a good idea to visit the TSA webpage (www.tsa.gov) to find out what items you may or may not carry-on if you will be flying. There is a feature that allows you to type in the item in question to find out if it’s permitted. As always, TSA recommends you arrive two hours prior to your flight, and that you have proper ID. The obvious ones are passport and driver’s license; however, there are a number of other types which are listed on the TSA website. According to the FBI (www.fbi.gov), there are many steps you can take to help ensure your safe travels to another country…i.e., do not take unnecessary identification or credit cards, establish points of contact with family or friends, do not travel alone, always be aware of your surroundings, and so many more. Take a minute to visit these websites before you travel, and you just may learn something new!

​• As we move toward the new year, one of our favorite topics: Income Taxes! We touched on scams last month, including the telephone call asking you to pay up on back taxes. You can visit FACT’s archive page at www.usafact.org for that News Release. Some things to consider as you prepare for your taxes:

​• Have you made charitable donations? Can these donations be included in your tax return, or are you unsure? Visit the IRS website (www.irs.gov) for more information and to download form 8283 (Noncash Charitable Contributions Form).

​• Did you know that you can claim certain education expenses? You can visit Education Credits to learn more. The IRS website (www.irs.gov) has many tools to help you prepare for the upcoming tax season!

​• This is also a good time to review you own personal health issues. Are you overdue for an annual physical? Are you up to date on your prescriptions? Do you need to replace your eyewear? Something else to keep in mind is that if you have purchased your health insurance through the Affordable Care Act you may be eligible for a premium tax credit. This may also be the time of year that you can make changes to any healthcare plans during open enrollment. Make sure to contact your carrier to find out more.

​• And remember…2020 is election year. If you haven’t already done so…register now!