FACT saves you money on the important things

Providing benefits for your life and health for only $10/month or $100/year

The FACT Advantage


As a part of your FACT Advantage membership, you and your immediate family are automatically covered by Accidental Death and Dismemberment, Enhanced In-Hospital, and Medi-Vac insurance coverage provided by CHUBB. You are also covered by Disaster Aid, Ambulance, and Small Business Recovery Programs, which are all unique to FACT. 


FACT is a large consumer organization, and we have secured discounts for pharmaceuticals, vision services, dental services, hearing aids, retail and much more. Additionally, FACT Advantage Members have access to our exclusive Travel Portal, giving you the option for discounts at most of the major hotels and theme parks across the nation.


The FACT Advantage also entitles you to the option of applying to one of our three distinct grant programs. FACT Members are eligible to apply for higher education, classroom, and community grants that are always awarded quarterly. FACT is committed to seeing its members grow and succeed in their professional and civic endeavors.







A Consumer Association That Fits Itself To You


FACT Benefits are designed to suit the needs of its members. FACT listens to what you have to say. Benefits are constantly updated and services added to suit the changing needs of the American consumer. FACT wants to and will save you money. Benefits include discounts on Dental, Vision, and Prescription drugs, Scholarship and grant programs, Disaster Assistance, Accidental Death insurance, travel discounts and much more. (click here for a complete list of benefits)


FACT keeps its members updated on topics of consumer interest, through the FACTFinder Newsletter, press releases and news bulletins. These are all available online to members. This a means of providing information to members not providing opinions. FACT has no hidden or self-serving agenda ... it is not aligned with or controlled by any political party, special-interest group, business, union or industry.


The Federation of American Consumers and Travelers (better known as FACT) was begun more than a quarter-century ago by a handful of citizens who knew they could save money by forming into a single buying group. We’re now serving nearly 500,000 consumers nationwide -- and we're still GROWING. If you choose to join and later change your mind, simply return your Membership materials within 60 days and FACT will return any dues paid IN FULL.



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What others are saying...

Hi Vicki,

I want to let you know how pleased I am with being a FACT member. My husband and I are self employed and have NEVER had any kind of dental insurance. About 10 months ago we switched healthcare providers to United HealthCare. I was excited to learn we had additional benefits for dental and vision through the FACT program.

I used an Endodontic provider from your list recommended by my dentist. The process of selecting, confirming and downloading the paperwork through your website was quick, easy and painless. (I wish I could say as much for the procedure.) The provider was very professional, competent and thorough. Plus, I saved a ton of money – what a bonus!

Thank you so much.

Sharon W.

Dear Ms. Rolens and the FACT Educational Grants Committee,

I am sincerely honored to have been selected as a recipient of the FACT Scholarship and I am grateful for the opportunities it will provide me.

Without a doubt, this grant will play a key role in achieving my educational dreams. Because of your generosity, the financial burden placed on me to pursue my education will be reduced. This means I will be able to spend more time on my studies, research, and extracurricular activities.

I will know Cornell’s acceptance decision by the beginning of April and I will complete the award acceptance and authorization form as soon as I receive their decision, as that will determine which school I attend.

Thank you for your investment in the futures of students like me. Your generosity truly makes a difference.


Sydney L.