• Join Now

    Join Now

    Join Now   and experience the advantages of belonging to a first-class national association of value-conscious consumers. THERE IS NO RISK -- If you decide within 60 days to return your membership materials, any dues you've paid up to that point will be refunded in full.

  • MetLife Auto & Home®

    MetLife Auto & Home®

    Make the most of your FACT membership with our MetLife Auto & Home® Benefit

    FACT is now offering MetLife Auto & Home, a group auto and home benefit program that provides you access to insurance coverage for your personal insurance needs. Policies available include: auto, home, condo, mobile home, renters, recreational vehicle, boat, and personal excess liability policies. This program gives you access to special group discounts and so much more.

  • Dental Discounts

    Dental Discounts

    FACT offers substantial savings to eligible members – and their families! – on a variety of dental services, including: Regular checkups, cleanings and fillings, Cosmetic Dentistry, Orthodontics, Pediatric Dentistry and MORE! 1

  • Vision Care Discounts

    Vision Care Discounts

    Substantial savings for FACT members and their families on annual vision exams, eye glasses, contact lenses, LASIK vision correction and much more! 1

  • Health Savings and Information

    Health Savings and Information


    Save 10% - 85% on most medications. Over 60,000 participating pharmacies.

    Hearing Aids

    FACT members can save 35% off the suggested retail price (MSRP) at thousands of retail locations nationwide. Experience a greater savings at Connect Hearing Centers.

  • Educational Grant Program

    Educational Grant Program

    In reaction to the changing needs of our members, FACT is excited to announce that the former FACT Scholarship program will be replaced with The Educational Grant Program!

    Approximately $75,000 will be awarded this year to members and their immediate families, with the hope of increasing accessibility to advanced education. LEARN MORE

  • Health Plans for Individuals and Families in Times of Transition and Change

    Health Plans for Individuals and Families in Times of Transition and Change

    As many individuals find themselves in a time of change – in between jobs, retiring early, waiting for new health coverage to begin – FACT has contracted with Golden Rule Insurance Company, a UnitedHealthcare company, to offer its members Short Term MedicalSM plans. FACT knows that in times of change members might need temporary insurance coverage. FACT partners with Golden Rule to help members find an affordable solution when the need arises.

  • Accidental Death Insurance

    Accidental Death Insurance

    FACT members automatically receive $20,000 of Accidental Death insurance. Insurance is underwritten by Federal Insurance Company, a member insurer of the Chubb Group of Insurance Companies. This literature is descriptive only. Actual coverage is subject to the language of the policies as issued. Exclusions may apply.

  • Grocery Store and Movie Ticket Savings

    Grocery Store and Movie Ticket Savings

    FACT members can select and print coupons for everything from food, to personal care to pet care. Also, enjoy a discount on movie tickets while you take in the latest releases.

  • Grant Programs

    Grant Programs

    FACT Classroom Grants, ranging from $100 - $2,500 are available to assist teachers with worthy classroom projects, materials, etc.

    FACT Community Grants are available for churches, civic clubs, or community projects. if you know of a community improvement project that may benefit some (or all!) of your neighbors, this is the grant for you! These grants also range from $100 - $2,500.

  • Hotel/Motel and Car Rental Discounts

    Hotel/Motel and Car Rental Discounts

    FACT members receive a 10% discount by making reservations at any of the following:

    Choice Hotels - * Clarion Inn * Comfort Inn & Suites * Econo Lodge * MainStay Suites * Quality Inn * Rodeway Inn * Sleep Inn

    Best Western Hotels - The world’s largest hotel chain, with more than 4,000 locations in 80 countries.

    Car Rental Discounts

    If you need to rent a car while you’re traveling, your FACT membership entitles you to substantial discounts at: * Alamo * Avis * Budget * Hertz * National

  • Disaster Aid

    Disaster Aid

    FACT sponsors a program designed to get money promptly into the hands of affected members when a natural disaster occurs. The goal is to help with your basic needs during those trying days which immediately follow a natural disaster. Up to $250 may be paid without proof of loss … no forms to complete, no need to stand in a long line.

  • Small Business Recovery

    Small Business Recovery

    FACT's Small Business Recovery Program was developed to provide financial assistance to small businesses that have been adversely affected by a sudden problem which is beyond their own control.

    The goal is to provide $250 in immediate aid to applicants who qualify ... without a lot of paperwork or red tape.

    Although a small amount, it can sometimes be enough to hold off bankruptcy or to pay the one bill that threatens to push a business over the edge.

  • Ambulance Benefit

    Ambulance Benefit

    In the event of an emergency, an eligible FACT member can receive up to $200 for actual expenses incurred for the use of ground ambulance service. Reimbursement includes one trip per member per year -- to or from a hospital as a result of either accident or sickness.

  • Auto and Home Discounts

    Auto and Home Discounts

    Meineke Muffler Shops:

    FACT members may go to any participating Meineke Discount Muffler Shop and receive a full 10% discount off the normal invoice.


    Bypass the retail stores and buy major appliances and other name-brand products for your home at discounted prices. Bosch ... Kitchen Aid ... Kenmore ... Frigidaire ... Electrolux ... Maytag ... GE ... Amana ... Jenn-Air ... Whirlpool ... these are among the brands available to FACT members at a genuine savings!

  • Pet Insurance

    Pet Insurance

    FACT members receive discount coverage on their pets (dogs, cats, birds or exotics), covering thousands of medical problems and conditions related to accidents, emergencies, poisonings and illnesses (including cancer). This valuable (and hard-to-find) protection is made possible through special arrangement between FACT and Nationwide -- which is the oldest and largest provider of health insurance for pets in the United States.

  • Amusement Park Discounts

    Amusement Park Discounts

    Many of the nation's most popular amusement park and recreation destinations provide discounts to FACT members.

    Included: Adventure Island, Busch Gardens, Hershey Park, Holiday World, Kings Dominion, Medieval Times, and Sea World.

  • Helpful Consumer Information

    Helpful Consumer Information

    Online FACTFinder Newsletters:

    This quarterly newsletter provides news of general consumer interest -- and keeps you up-to-date with the ever-growing list of FACT benefits.

    News Bulletins:

    FACT may be your only source of vital legislative information that is completely unbiased. News releases are posted regularly on this website.

    Consumer Hotline

    If you encounter a consumer problem which you can’t solve yourself, FACT’s Consumer Hotline stands ready.

  • Travel


    Free Road Maps

    FACT has access to the most current road maps furnished by states and other reliable sources. Up to three maps per member per year are available -- at no charge whatsoever.

    Air Travel Links

    Whenever you are planning a flight, FACT provides links that can help you do so on an informed basis. They will provide answers to a number of important questions.

  • Savings Connection – Up to 50% Off of National Brands

    Savings Connection – Up to 50% Off of National Brands

    Save! On Almost All of Your Daily Needs FACT members receive up to 50% savings on 40 national brands at more than 150,000 retailers nationwide. Just a few of the names you'll recognize -- and, more important, which will recognize YOU:

    Kmart - Kohls - Toshiba - Sears - Zales
    HP Computers – Lillian Vernon and more

  • Online Booking Travel Portal

    Online Booking Travel Portal

    Experience More, Spend Less with the NEW FACT Online Travel Booking Portal.
    Experience more of the world at a fraction of the price. We've gone out and gotten the best deals on Hotels, Car Rentals, Tickets and more.
    A NEW AND IMPROVED Online Travel Portal -- designed specifically for FACT members --lets you make hotel and car rental reservations instantly and in one convenient place.

1 Disclosures

This is NOT insurance nor is it intended to replace insurance. The plan is not insurance coverage and does not meet the minimum creditable coverage requirements under the Affordable Care Act or Massachusetts M.G.L. c. 111M and 956 CMR 5.00. This plan provides discounts at certain healthcare providers for medical services. This plan does not make payments directly to the providers of medical services. The plan member is obligated to pay for all healthcare services but will receive a discount from those healthcare providers who have contracted with the discount plan organization. Discount Medical Plan Organization: New Benefits, Ltd., Attn: Compliance Department, PO Box 671309, Dallas, TX 75367-1309.