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When you join FACT, you get access to all of these exciting benefits.

Accidental Death Insurance

FACT members automatically receive $20,000 of Accidental Death insurance. Insurance is underwritten by Federal Insurance Company, a member insurer of the Chubb Group of Insurance Companies. This literature is descriptive only. Actual coverage is subject to the language of the policies as issued. Exclusions may apply.

Ambulance Reimbursement

In the event of an emergency, an eligible FACT member can receive up to $200 for actual expenses incurred for the use of ground ambulance service. Reimbursement includes one trip per member per year -- to or from a hospital as a result of either accident or sickness.

Baggage Delay Aid

FACT sponsors a program designed to get money promptly into the hands of members and their family when baggage is delayed.

Burnalong Health and Wellness Subscription

Burnalong is an online health and wellness platform that offers FACT members access to 10,000+ instructors, as well as live and on-demand classes across 70+ categories- traditional fitness to nutrition, financial wellness, and adaptive workouts to chronic conditions and so much more.

Classroom Grants

FACT Classroom Grants, ranging from $100 - $2,500 are available to assist teachers with worthy classroom projects, materials, etc.

Community Grants

The “Visions to Ventures” Project Grants are designed to provide financial support to FACT members for a variety of activities in the areas of community and small business projects.

Dental Discounts

FACT offers substantial savings to eligible members – and their families! – on a variety of dental services, including: Regular checkups, cleanings and fillings, Cosmetic Dentistry, Orthodontics, Pediatric Dentistry and MORE!

Disaster Aid

FACT sponsors a program designed to get money promptly into the hands of affected members when a natural disaster occurs. The goal is to help with your basic needs during those trying days which immediately follow a natural disaster. Up to $250 may be paid without proof of loss … no forms to complete, no need to stand in a long line.

Enhanced In-Hospital Benefit

Members receive up to $15,000 if they are hospitalized as a result of an accident. If a member or his or her dependent experiences a covered Accident and is admitted to the hospital, the member will receive a $500 benefit per day for each day after a 3-day hospital stay. The maximum number of days to receive this benefit is 30 days per year. This benefit can be used towards the out pocket cost associated with a hospital confinement and is paid regardless of any other insurance the member has for the hospitalization.

Health Plans for Individuals and Families in Times of Transition and Change

As many individuals find themselves in a time of change – in between jobs, retiring early, waiting for new health coverage to begin – FACT has contracted with Golden Rule Insurance Company, a UnitedHealthcare company, to offer its members Short Term MedicalSM plans. FACT knows that in times of change members might need temporary insurance

Hearing Aid Discounts

What's that? Want to save big on hearing aids? We hear you! You'll get a free initial screening and save 35% at retail locations nationwide, PLUS a two-year supply of hearing aid batteries and two-year warranty, with a one-time replacement for loss or damage, AND unlimited follow-up care for cleaning and checkups with purchase.

Hotel and Car Rental Discounts

10% Discounts at CHOICE Hotels. More than 1,000 locations worldwide. Exclusive car rental discounts from the top providers!

Medical Evacuation Insurance

FACT members, including spouses, domestic partner and dependent children, receive up to $25,000 in medical evacuation coverage as a part of their membership.

Online Booking Travel Portal

Experience More. Spend Less. NBTravel serves up deeper discounts on hotels, car rentals, flights, and activities all over the world. Most of our travel deals are not available to the public, which means these exclusive rates are much lower than what the average consumer can find online. NBTravel gives you instant access to thousands of travel deals allowing you to experience a lot more with your budget.

Pet Insurance Discount

FACT members receive a 5% group discount on core Nationwide® policies, 10% if 2 or 3 pets are enrolled and 15% if you insure 4 or more pets. Covering thousands of medical problems and conditions related to accidents, emergencies, poisonings and illnesses (including cancer).

Pet Medication Discounts

Many pet parents don’t know that most of the medications their pets use are the same as people’s, potentially at the same or different dosage. This means that the prescription savings program included with your FACT Membership may also be used to fill your pet’s prescriptions.

Prescription Discount Program

Don’t pay full price! Save an average of 34 to 79% at retail pharmacies or through home delivery. Save money on prescriptions for your pets as well. Compare your prescription prices and see for yourself through the My Benefits Work app or through the member portal.

Scholarship Program

Approximately $75,000 will be awarded this year to members and their immediate families, with the hope of increasing accessibility to advanced education.

Small Business Recovery

FACT's Small Business Recovery Program was developed to provide financial assistance to small businesses that have been adversely affected by a sudden problem which is beyond their own control. The goal is to provide $250 in immediate aid to applicants who qualify ... without a lot of paperwork or red tape. Although a small amount, it can sometimes be enough to hold off bankruptcy or to pay the one bill that threatens to push a business over the edge.

Vision Care Discounts

Substantial savings for FACT members and their families on annual vision exams, eye glasses, contact lenses, LASIK vision correction and much more!

iDefend ID Theft & Home Cyber Protection

iDefend is more than just identity protection. It’s complete protection against today’s cyber threats in a single plan – including identity protection, computer and mobile device security, online privacy protection, and annual home cyber defense checkups. Work, learn, shop and play more confidently than ever – with iDefend.

Testimonials

Real Reviews From Our Customers

I would like to say thank you for the benefits you offer. The grant money to the teacher I selected has really been a blessing to the class, teacher and the school. You have a good program and I am very grateful. Thank you.

Chad

I want to let you know how pleased I am with being a FACT member. My husband and I are self-employed and have NEVER had any kind of dental insurance. I was excited to learn we had additional benefits for dental and vision through the FACT program.

I used an Endodontic provider from your list recommended by my dentist. The process of selecting, confirming and downloading the paperwork through your website was quick, easy and painless. The provider was very professional, competent and thorough. Plus, I saved a ton of money — what a bonus!

Thank you so much.

Sharon

Thank you for your help. It is nice to know there are still people and agencies that care.

Monica

Thank you so much for selecting me for the FACT scholarship. I greatly appreciate both your consideration and your time. The funds I received will help towards my goal of completing my degree and serving my local community of Saginaw through working in the non-profit sector.

Sarah

The check for the ambulance is greatly appreciated.

I am grateful to report that I am rebounding very well from the stroke I suffered. Part of the rebound I attribute to the medics' quick assessment, securing me for transport — including carrying me down from the second floor, and convenience to the hospital.

The hospital staff and therapists also provided excellent care.

Understanding the high probability of serious disability and death from a stroke, I am a very lucky man.

Again, thanks for the ambulance benefit.

Gary

I am thrilled to have been selected for this grant, and I wanted to let you know that even more than the finances is the encouragement that your organization would recognize the importance of this opportunity for our kids. Because you have endorsed it financially, I have also been successful in getting more donations. I am confident that we will have a playground that will be even more beneficial due to your generosity.

Thank you so much for your encouragement.

FACT Saves You Money on the important things.

The FACT Advantage

Enjoy Specialized Care Through Precision, Artistry, and Experience

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