Health Plans for Individuals and Families in Times of Transition and Change

Health Plans for Individuals and Families in Times of Transition and Change


Our Services

As many individuals find themselves in a time of change – in between jobs, retiring early, waiting for new health coverage to begin – FACT has contracted with Golden Rule Insurance Company, a UnitedHealthcare company, to offer its members Short Term MedicalSM plans. FACT knows that in times of change members might need temporary insurance coverage. FACT partners with Golden Rule to help members find an affordable solution when the need arises.

Short Term MedicalSM plans are available for 30 to 360 days, depending on your state. Coverage includes routine doctor office visits, hospitalization, and outpatient surgery. The variety of plans is designed to meet your needs and budget.

For a no-obligation quote, additional information, or to apply, contact Golden Rule.


Short Term MedicalSM plans are medically underwritten and do not provide coverage for preexisting conditions or mandated coverage necessary to avoid a penalty under the Affordable Health Care Act. Golden Rule Insurance Company is rated “A” (Excellent) by A.M. Best, an independent organization that examines insurers and publishes its opinion about them. This rating is an indication of financial strength and stability. FACT is not an insurance company, agent or broker, and receives no compensation of any kind for making medical plans available to its members.

For costs, benefits, exclusions, limitations, eligibility and renewal terms CLICK HERE.