The FACT Advantage

FACT is a large consumer organization, and we have secured discounts for pharmaceuticals, vision services, dental services, hearing aids, retail and much more. Additionally, FACT Advantage Members have access to our exclusive Travel Portal, giving you the option for discounts at most of the major hotels and theme parks across the nation.

As a part of your FACT Advantage membership, you and your immediate family are automatically covered by Accidental Death and Dismemberment, Enhanced In-Hospital, and Medi-Vac insurance coverage provided by CHUBB. You are also covered by Disaster Aid, Ambulance, and Small Business Recovery Programs, which are all unique to FACT.

The FACT Advantage also entitles you to the option of applying to one of our three distinct grant programs. FACT Members are eligible to apply for higher education, classroom, and community grants that are always awarded quarterly. FACT is committed to seeing its members grow and succeed in their professional and civic endeavors.

  • Accidental Death Insurance
  • I.D. Theft and Home Cyber Protection
  • Dental Discounts
  • Vision Care Discounts
  • Online Fitness and Wellness Subscription
  • Baggage Delay Aid
  • Scholarship Program
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Our Services

Enjoy Specialized Care Through Precision, Artistry, and Experience

When you join FACT, you get access to all of these exciting benefits.

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Accidental Death Insurance

FACT members automatically receive $20,000 of Accidental Death insurance. Insurance is underwritten by Federal Insurance Company, a member insurer of the Chubb Group of Insurance Companies. This literature is descriptive only. Actual coverage is subject to the language of the policies as issued. Exclusions may apply.

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Ambulance Reimbursement

In the event of an emergency, an eligible FACT member can receive up to $200 for actual expenses incurred for the use of ground ambulance service. Reimbursement includes one trip per member per year -- to or from a hospital as a result of either accident or sickness.

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Baggage Delay Aid

FACT sponsors a program designed to get money promptly into the hands of members and their family when baggage is delayed.

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BurnAlong Fitness & Wellness Subscription

BurnAlong is an online health, wellness, and fitness platform that gives FACT members unparalleled access to more than 2000+ instructors, teaching live and on-demand classes across more than 50 categories - from traditional fitness to nutrition, financial wellness, adaptive workouts, chronic conditions, and more.

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Classroom Grants

FACT Classroom Grants, ranging from $100 - $2,500 are available to assist teachers with worthy classroom projects, materials, etc.

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Community Grants

The “Visions to Ventures” Project Grants are designed to provide financial support to FACT members for a variety of activities in the areas of community and small business projects.

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Dental Discounts

FACT offers substantial savings to eligible members – and their families! – on a variety of dental services, including: Regular checkups, cleanings and fillings, Cosmetic Dentistry, Orthodontics, Pediatric Dentistry and MORE!

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Disaster Aid

FACT sponsors a program designed to get money promptly into the hands of affected members when a natural disaster occurs. The goal is to help with your basic needs during those trying days which immediately follow a natural disaster. Up to $250 may be paid without proof of loss … no forms to complete, no need to stand in a long line.

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Enhanced In-Hospital Benefit

Members receive up to $15,000 if they are hospitalized as a result of an accident. If a member or his or her dependent experiences a covered Accident and is admitted to the hospital, the member will receive a $500 benefit per day for each day after a 3-day hospital stay. The maximum number of days to receive this benefit is 30 days per year. This benefit can be used towards the out pocket cost associated with a hospital confinement and is paid regardless of any other insurance the member has for the hospitalization.

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Health Plans for Individuals and Families in Times of Transition and Change

As many individuals find themselves in a time of change – in between jobs, retiring early, waiting for new health coverage to begin – FACT has contracted with Golden Rule Insurance Company, a UnitedHealthcare company, to offer its members Short Term MedicalSM plans. FACT knows that in times of change members might need temporary insurance

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Hearing Aid Discounts

What's that? Want to save big on hearing aids? We hear you! You'll get a free initial screening and save 35% at retail locations nationwide, PLUS a two-year supply of hearing aid batteries and two-year warranty, with a one-time replacement for loss or damage, AND unlimited follow-up care for cleaning and checkups with purchase.

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Hotel/Motel Discounts

10% Discounts at CHOICE Hotels. More than 1,000 locations worldwide.

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Medical Evacuation Insurance

FACT members, including spouses, domestic partner and dependent children, receive up to $25,000 in medical evacuation coverage as a part of their membership.

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Online Booking Travel Portal

Experience More. Spend Less. NBTravel serves up deeper discounts on hotels, car rentals, flights, and activities all over the world. Most of our travel deals are not available to the public, which means these exclusive rates are much lower than what the average consumer can find online. NBTravel gives you instant access to thousands of travel deals allowing you to experience a lot more with your budget.

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Pet Insurance Discount

FACT members receive a 5% group discount on core Nationwide® policies, 10% if 2 or 3 pets are enrolled and 15% if you insure 4 or more pets. Covering thousands of medical problems and conditions related to accidents, emergencies, poisonings and illnesses (including cancer).

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Pet Medication Discounts

Many pet parents don’t know that most of the medications their pets use are the same as people’s, potentially at the same or different dosage. This means that the prescription savings program included with your FACT Membership may also be used to fill your pet’s prescriptions.

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Prescription Discount Program

Don’t pay full price! Save an average of 34 to 79% at retail pharmacies or through home delivery. Save money on prescriptions for your pets as well. Compare your prescription prices and see for yourself through the My Benefits Work app or through the member portal.

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Scholarship Program

Approximately $75,000 will be awarded this year to members and their immediate families, with the hope of increasing accessibility to advanced education.

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Small Business Recovery

FACT's Small Business Recovery Program was developed to provide financial assistance to small businesses that have been adversely affected by a sudden problem which is beyond their own control. The goal is to provide $250 in immediate aid to applicants who qualify ... without a lot of paperwork or red tape. Although a small amount, it can sometimes be enough to hold off bankruptcy or to pay the one bill that threatens to push a business over the edge.

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Telemedicine Access

Access to telemedicine is here! You and your immediate family have access to a doctor 24/7 through phone, email or a web-based video call for only $38 per visit. Your visit may include discussing symptoms, treatment options and prescriptions.

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Vision Care Discounts

Substantial savings for FACT members and their families on annual vision exams, eye glasses, contact lenses, LASIK vision correction and much more!

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iDefend ID Theft & Home Cyber Protection

iDefend is more than just identity protection. It’s complete protection against today’s cyber threats in a single plan – including identity protection, computer and mobile device security, online privacy protection, and annual home cyber defense checkups. Work, learn, shop and play more confidently than ever – with iDefend.

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Member Services:

Tel.: 1-800-USA-FACT (1-800-872-3228)
Email: cservice@usafact.org

Contact Member Services with questions pertaining to your membership.

Call us toll-free between 9:00 a.m. and 5:00 p.m. Central Time on all weekdays except holidays. You may also, if preferred, contact any of the following persons directly:

Vicki Rolens, Managing Director
Email: vrolens@usafact.org

Tracy Wetzel
Email: twetzel@usafact.org

Joel Dwiggins
Email: jdwiggins@usafact.org

Marisa Wetzel
Email: mwetzel@usafact.org

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Administrative Offices:

318 Hillsboro Avenue
PO Box 104
Edwardsville, IL 62025

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300 South Church Street
Suite B101
Jonesboro, AR 72401

1-855-329-7395

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Testimonials

Real Reviews From Our Customers

News and Blogs

Stay Updated with Our Latest News and Blog

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Feb 23

Keeping Your Furry Friends Cool: Pet Safety in Warm Weather

As we head into the warmer months, our furry companions also need extra care to stay cool and comfortable. ...

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Jan 18

Safe and Sound: The Traveler's Guide to a Secure Road Trip

Embarking on a road trip can be a thrilling adventure, but safety should always be a top priority. For travelers, ...

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Dec 14

FACT Benefit Spotlight: Community Grants

Did you know that one benefit of being a FACT Member is the ability to apply for grants that benefit ...

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